Get a Quote
0800 246 5191Get a Quote

Churchill Over 50S Life Insurance Review

  • Compare current acceptance and eligibility criteria
  • Over 50s life insurance priced for individual circumstances
  • Compare current application requirements
Request a Quote »
Life insurance protection

Insurers we compare across the UK protection market

Aviva
Legal & General
LV=
SCOTTISH
WIDOWS
Vitality
Zurich

Churchill Over 50S Life Insurance Review

Important: Churchill no longer offers life insurance products. Existing Churchill over 50s life insurance policies continue to be covered under their original terms, with Aviva managing claims and policy administration. If you're looking for new over 50s life insurance, compare quotes from UK providers with guaranteed acceptance for ages 50-85, no medical exams, and policies with premiums based on individual circumstances.

By: LifePro Protection Team · Updated: 6th January 2026

Run a Free Quote Comparison »

A 2026 guide to Churchill life insurance over 50

Churchill no longer offer life insurance products. Nevertheless, if you already hold a Churchill life insurance policy beforehand, it will continue to be covered under its original terms, with Aviva managing claims and policy administration.

Churchill offered over 50s life insurance as well as other types of life insurance[1].

Who are Churchill?

Churchill is a familiar UK-based insurance company, famous for their British bulldog mascot and car insurance adverts.

The insurer was founded in 1989 and now offers a range of insurance products including:

Why compare over 50s life insurance quotes through LifePro?

  • Comparison across a range of UK insurers
  • Adviser guidance from UK-based advisers
  • No broker fee - insurers pay our commission
  • Online quote request
  • Support throughout your policy lifetime

Churchill over 50s life insurance

Churchill over 50s life insurance is similar to other over 50 policies available on the market.

It is designed for people over 50 who want to leave a cash payment to beneficiaries after an accepted claim.

The funds could help towards:

Frequently Asked Questions

How much does over 50s life insurance cost?

The premium depends on your age, the cover requested and the provider's current terms. Request a personalised quote and check eligibility, qualifying periods, exclusions and total premiums payable.

Do I need a medical exam?

Some over-50s products may not require medical exams or health questions, but acceptance remains subject to the provider's stated age, residency and other eligibility criteria. Check the qualifying period and policy terms.

How quickly will my family receive the payout?

Most insurers pay out within 7-14 days of receiving the death certificate and completed claim form. This ensures your family can cover funeral expenses and other costs promptly.

Why did Churchill stop offering life insurance?

Churchill no longer offers new life insurance policies. Existing policyholders should check their policy documents or contact the current administrator for information about cover, changes and claims. Applicants seeking new cover can compare current products from other providers.

What happens to existing Churchill life insurance policies?

If you already hold a Churchill over 50s life insurance policy purchased before they stopped selling new policies, your cover continues exactly as originally agreed. Your policy terms, premiums, cover amount, and beneficiaries remain unchanged. Aviva now administers Churchill life insurance policies and handles all claims, policy queries, and customer service. You'll still see 'Churchill' on your policy documents, but correspondence and claims will come from Aviva. Your premiums stay the same and are still paid to Churchill (processed by Aviva). When you die, your beneficiaries claim through Aviva, who will process and pay the claim according to your original Churchill policy terms. There's no need to take any action - your cover is secure and nothing changes from your perspective except the administrative contact details. If you have questions about your existing Churchill policy, contact Aviva's customer service team.

Where can I get over 50s life insurance now that Churchill doesn't offer it?

Churchill no longer offers new over-50s life insurance policies. Other providers offer products with different eligibility criteria, cover limits, qualifying periods, exclusions and premiums. Check each provider's current documents and compare personalised quotes before applying.

Request a Quote

Answer a few simple questions to start your quote request

33%Step 1 of 3
No broker fee & no obligation
Online quote request
Compare policy options

Plan Ahead with Over 50s Life Insurance

Request quotes from UK insurers and ensure your loved ones are protected

Request a Quote Call 0800 246 5191

No broker fee • No-obligation quotes • UK-based advisers