Start a life insurance quote request online and compare the personalised premiums, cover, exclusions and terms available from UK providers. The insurer may request additional information or medical evidence before making an underwriting decision, and cover starts only in accordance with the selected policy's terms.
By: LifePro Protection Team · Updated: 6th January 2026
Run a Free Quote Comparison »You can start a life insurance quote request online or speak to a LifePro adviser.
Choose the application route that suits your circumstances:
The amount of life insurance you need depends on your financial obligations and what you want to provide for your loved ones. A common rule of thumb is to have cover worth 10 times your annual salary, though your individual circumstances may require more or less.
Consider the following when calculating your life insurance needs:
For example, if you have a £200,000 mortgage, earn £40,000 per year, and want to provide 10 years of income replacement, you might need around £600,000 of cover (£200,000 + (£40,000 × 10)).
Use our comparison service to compare available policies, premiums and cover from a wide range of UK insurers.
Run a Free Quote Comparison »An online application is a way to provide information and request or apply for life insurance. It does not guarantee acceptance or a particular timescale.
It pays a cash amount if you die during the set period and the claim is accepted. The funds may be used towards costs such as:
Timescales vary by insurer and application. The insurer may request additional information, medical records or an examination before making a decision. Check when cover starts in the selected policy documents.
The premium depends on the insurer, applicant, requested cover and policy terms. Compare personalised quotes rather than assuming the application route changes the price.
That depends on the insurer, requested cover and the information provided. An insurer may decide using the application answers or may request medical records, tests or an examination.
The application route may differ, but the available policy, underwriting requirements and terms are set by the insurer. Some applications require a conversation or additional evidence.
Cover starts only when the insurer confirms acceptance and the applicable policy conditions have been met. Check the start date and payment requirements in the policy documents.
Check the identity of the insurer, policy documents, cover, exclusions, premium, cancellation terms and when cover starts. Answer every application question accurately.
Answer a few simple questions to start your quote request
Compare personalised premiums, cover, exclusions and policy terms from a wide range of UK providers.
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