Review Legal & General life insurance, including available cover, exclusions and policy terms. LifePro can compare a Legal & General quote with options from a wide range of other UK insurers.
By: Howard Gregory, Founder & Director · Updated: 2nd January 2026
Run a Free Quote Comparison »Legal & General was established in 1836 and offers a range of life insurance products. Check the provider's current product information at the original source.
But what exactly do they offer and how does it compare to others on the market?
Legal & General are on our panel of UK insurers, meaning we can help you compare prices and provide you with all the information you must establish whether they’re the right insurer for you.
Legal & General offers several life insurance options. The cover, exclusions, price and underwriting terms available depend on the applicant and selected policy.
Enter your financial commitments to understand the level of Legal & General life insurance cover you require.
The amount of life insurance you need depends on your financial obligations and what you want to provide for your loved ones. A common rule of thumb is to have cover worth 10 times your annual salary, though your individual circumstances may require more or less.
Consider the following when calculating your life insurance needs:
For example, if you have a £200,000 mortgage, earn £40,000 per year, and want to provide 10 years of income replacement, you might need around £600,000 of cover (£200,000 + (£40,000 × 10)).
Use our comparison service to compare available policies, premiums and cover from a wide range of UK insurers.
Run a Free Quote Comparison »Legal & General is a long-established UK insurer offering several types of life insurance. Check its current product documents and compare the quoted cover, exclusions, premium and underwriting terms with other available options before deciding.
Legal & General offers comprehensive life insurance options: Level term life insurance (fixed payout), Decreasing term (mortgage protection), Increasing term (inflation-protected), Family income benefit (regular payments), Over 50s life plan (guaranteed acceptance 50-80). Optional add-ons: Critical illness cover, Total permanent disability cover, Terminal illness acceleration. All available through LifePro brokers.
Legal & General premiums depend on age, health, smoking status, cover amount, policy term, add-ons and individual underwriting. Compare its quoted premium, cover and terms with other available options before deciding.
Claims are assessed against the policy terms and the information supplied. Check Legal & General's current claims process and latest published claims data, including its reporting period and methodology, at the original source.
LifePro can compare a Legal & General quote with policies from a wide range of other UK insurers and explain differences in cover, exclusions and terms. There is no broker fee or obligation to buy; an insurer pays LifePro commission if a policy starts.
Whether Legal & General is suitable depends on your circumstances and its current products. Check the insurer's financial-strength rating and latest published claims data, then compare the personalised premium, cover, exclusions and policy terms with other available policies.
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Compare Legal & General's personalised quote, cover, exclusions and policy terms with other available options.
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