Secure financial protection for your family members in just minutes
You can get instant life insurance two different ways through LifePro.
Simply choose the best option for you:
How much instant life insurance do you need?
The amount of life insurance you need depends on your financial obligations and what you want to provide for your loved ones. A common rule of thumb is to have cover worth 10 times your annual salary, though your individual circumstances may require more or less.
Consider the following when calculating your life insurance needs:
- Outstanding mortgage balance
- Other debts and loans
- Income replacement for your family (typically 5-10 years of salary)
- Children's education costs
- Funeral expenses (typically £4,000-£10,000)
- Any specific financial goals for your dependents
For example, if you have a £200,000 mortgage, earn £40,000 per year, and want to provide 10 years of income replacement, you might need around £600,000 of cover (£200,000 + (£40,000 × 10)).
Use our free comparison tool to get personalised quotes from 50+ UK insurers, including Instant Life Insurance, and find the right level of cover for your needs at the best available price.
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What is instant life insurance?
Instant life insurance can provide immediate financial protection for your family members and financial security for you.
It pays out a cash cash payment if you die during a set period. The funds can be used to contribute towards essential costs such as:
