A comprehensive review of Zurich life insurance
Zurich are one of the world’s leading insurers, selling a variety of protection products, including personal insurance, pensions, savings/investments andlife insurance.
Their headquarters are based in Zurich, Switzerland. Zurich life insurance is part of the wider Zurich Insurance Group, serving customers in more than 200 countries and territories.
Zurich life insurance reviews
Reading customer reviews and checking independent expert ratings is a good way to get an insight into how good an insurer is.
Overall, Zurich insurance is rated ‘ Great ’ with 4/5 stars on Trustpilot from over 2,000 reviews. Nevertheless, this is a reflection of all their insurance products.
Expert rating websites, such as Defaqto and Fairer Finance, provide genuine ratings by evaluating all key factors of individual policies sold by insurers.
The table below shows the ratings for Zurich life insurance policies from Defaqto, Trustpilot, Google and Smart Money People:
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Review source | Product | Star rating (out of 5 stars)
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Life insurance calculator
Calculate how much life insurance you may need by filling in the costs you'd like your policy to cover.
The amount of life insurance you need depends on your financial obligations and what you want to provide for your loved ones. A common rule of thumb is to have cover worth 10 times your annual salary, though your individual circumstances may require more or less.
Consider the following when calculating your life insurance needs:
- Outstanding mortgage balance
- Other debts and loans
- Income replacement for your family (typically 5-10 years of salary)
- Children's education costs
- Funeral expenses (typically £4,000-£10,000)
- Any specific financial goals for your dependents
For example, if you have a £200,000 mortgage, earn £40,000 per year, and want to provide 10 years of income replacement, you might need around £600,000 of cover (£200,000 + (£40,000 × 10)).
Use our free comparison tool to get personalised quotes from 50+ UK insurers, including Zurich Life Insurance, and find the right level of cover for your needs at the best available price.
Compare Life Insurance Quotes »
Why use LifePro to compare life insurance quotes?
- Whole-of-market comparison from 50+ UK insurers
- Expert advice from FCA-regulated advisors
- No extra cost - insurers pay our commission
- Fast quotes in 60 seconds
- Support throughout your policy lifetime
Why do I need life insurance?
You may need life insurance if you have a family who rely on you financially.
Life insurance can provide a cash payout if you die, helping them to manage financial commitments without your income.
Your policy could help to cover:
What life insurance does Zurich offer?
Zurich sells a variety of life insurance policies catering to a variety of needs, ranging from term life cover to whole of life insurance.
The right policy type for you will depend on what aspects within your life you're looking to protect.
Below are the types of life insurance offered by Zurich:
1. Whole of life insurance
2. Level term life insurance
3. Decreasing term life insurance
4. Increasing term life insurance
5. Critical illness cover
